COACHING SERVICE
UNSOLICITED TESTIMONIALS

"First and foremost I would like to thank you for putting together your Personal Coaching Service for me and the many others out there Vic did an outstanding job in helping me understand that you need not learn the whole book but learn and master a number of things and do this over and over. So thanks to Vic and all who have played a part in this."* - William Carroll, Lake Stevens, WA

"Hi Peter, I just wanted to let you know that Vic Noble's personal coaching program is a GREAT addition to an already outstanding platform. I benefited a TON from our first session and, as with the rest of your program, received more than my money's worth. Vic really went out of his way, both during the time allotted as well as thereafter by forwarding a plethora of information & charts to assist us through our learning curve. Thank you for all that you and the Forexmentor team do!"* - Ron Luongo, West Chester, PA, USA

"I would like to place on record my sincere appreciation of the session in mentoring that I recently took with VIC NOBLE. Brilliant is the word. I was experiencing some problems with my entry. Vic masterfully explained and cleared all my doubts and much more. I would consider myself selfish if I do not share my feeling of total satisfaction with the other members. His method of explaining is simple and easy to comprehend, which he does with the help of numerous charts, which are later emailed to you. He does not waste any time on theory."* - Bikram - Edmonton, Alberta

"Hi Vic...Entry is getting almost flawless on my demo - thanks again for all the tips.  4 wins in 4 days based on the techniques I've learned from you!!"* - Brent F. Charlotte, NC

"Vic, Once again many thanks for your time .I definately have enjoyed the session and most importantly  have learnt a different way of using MACD DIVERGENCE combined with Fib levels to trade the forex markets.  Regards"* - Norman Chitiyo

"Thanks for a great session.  You have extremely good people skills Vic and I'm sure that a lot of members will benefit greatly from that and of course from you're FX experience. Thanks also for the charts, I will go over and over them. Study is not like work to me because this is what I truly want to do. Take care and hopefully soon I will be able to send you an upbeat mail telling of consistent results."* - Leo Romano

"Vic – had a good week… up $750 – 3 winning trades & one loss…"* - Steven McAdams

"Hi Peter and Vic, I have attended the coaching service from Vic Noble. I was amazed the strategy Vic told me. It worked out so perfectly for me. Vic was so perfect in his job that I would recommend that each and every student of forex mentor team should attend at least one class. I have taken four trades last week and all the trades was so perfect with entry and exit that I just can't believe it. I have made 231 pips in a week on a live account. If you will be patient and search for a nice trade setup "pull the trigger" you will hardly loose money. Thanks Vic for teaching me such a good trading techniques."* - Abhishek, India

"Dear Peter, Vic, I had the extreme pleasure of having a two hour coaching session with Vic Noble. I was having some difficulty with the markets. I had lost enough money that I was exceedingly uncomfortable. Vic not only validated me but showed me a method of trading that is extremely accurate. After my meeting with Vic I resumed making money on a consistent basis. So now I have another tool in my tool box. To coin a phrase Peter likes to use. Vic was also humane considering he has had so much experience trading. Some professionals become extremely irritated with new traders as they attempt to learn trading. Vic however seemed to be truly enjoying the process of teaching. Although I am used to dealing with irritable teachers it was nice not to have to deal with any added stress than I was under at the time. I am approaching winning back half the money I had lost in two weeks within a three days. Also with all the examples he sent along after the coaching session was over and answering questions it was well worth the cost. After the coaching session I got to thinking, which sometimes can be dangerous, perhaps the euro was in a transition point considering changing trends. Not that it well at this time but all it needs to do is consider it which would cause a narrow trading range in the transition. I am extremely grateful I had the opportunity to work with Vic and I thank you Peter for all the answered emails and for teaching forex trading. Sincerely"* - Jim Karnes

Hello, I just wanted to say a few words about my training sessions with Vic Noble.

I've only been learning to trade now for about six months, I am a complete novice with no experience whatsoever. I'd been playing around with learning trading with online demo systems and when the new year arrived, long before I met Vic, I decided to plop down a thousand dollars into a live account (even though I really didn't know what I was doing, even on the demo). And guess what -- I promptly lost most of my thousand dollars. No surprise?

I admit I had some weird ideas -- I didn't want to use stops. I was chasing the market, making loss after loss. I felt the market was making strange behaviours and I became more and more confused. I can see now that I was reading all kinds of things into the market that probably weren't there. Finally, I reached a point of desperation when I realised that trading the forex is not a crap shoot, and I just didn't know what I was doing. I needed help. When I saw the ad for Vic Noble on the web site, I decided that was the route I should take, one-to-one mentoring -- so I signed up for a 5 lesson course.

I have to say that Vic really turned my head around right away, from being filled with all kinds of notions about trading, to having a down to earth, practical step by step method for trading.  Vic was able to provide me with an answer to all my questions, including how to spot good trading setups, where exactly to enter trades, how to calculate the amount of risk I should be willing to take and set my stops correctly, how to target profit levels and get out of trades correctly. To be honest I'd read a lot of it before online, but Vic laid it out in such a way that I was able to structure my trading around each concept, step by step, and follow it as one follows rules.

I may not be taking down loads of cash yet -- I still have a lot to learn -- but Vic has turned this into a science for me, whereas before it was some kind of mystical roulette wheel. And I can see that when applied correctly this science does work. I've also taken the AIME foundation workshop, back in November -- but I'm afraid even that was a little bit too advanced for someone as inexperienced as myself, who really needed a basic push in the right direction. Vic was the one to give me that push, and get me headed in the right direction.

I'm actually starting to see the light at the end of the tunnel now... I can't say how much I appreciate everything Vic has taught me. The lessons were expensive, but I'd say they were well worth the money spent, because the techniques Vic taught me will be ingrained in me as basic disciplines in all my trading efforts going forward, no matter what else I learn in this market. Thanks so much, Vic!!! Sincerely,*
- Hugh J. Hitchcock

"Hi, This is Garrett and I recently did the personal mentoring approach with Vic Noble and it was truly a great experience. He presented his material well and also answered every questions I had I feel as though I understand the approach that he thought for you traders who know a lot but seem to be using too many approaches to trading or just need some personal guidance I highly recommend this service through forexmentor. Even after I finished the session I have contacted him and with a few questions and he responds so quickly and with the right information, you can tell he truly cares. Well worth the money but so is the whole forexmentor service. I really like this program because everyone treats you with respect and like a person not just another number which is refreshing in this day and age. Well thank you to the whole forex mentor team and Vic. God Bless,"* - Garrett Thayer - UMASSD

"I just want to drop a note and say how much I've enjoyed my mentoring sessions with Vic. I've had 2 sessions thus far and it's made a huge difference in my trading. I'm at about 70% winners now with the winners averaging 33 pips and the losers averaging 24 pips. Previously I had been upside down in my risk/reward ratio. Perhaps the best thing is this. Prior to now, I thought the only time I could trade was the European session, which was the only time I could consistently be in front of the computer for any length of time. For someone in the central time zone with a 9-5 job, that meant getting up at 1:30 am, trading for 3 hours, then back to bed at 4:30am, get back up at 7am, and off to work. I no longer have to do that as a direct result of the techniques I've learned from Vic.

Vic is also an excellent teacher. He makes things easy to understand and makes sure that you do understand. I also appreciate the follow up chart examples and the fact that he makes himself available by e-mail for any questions after the session. I'm looking forward to further sessions with Vic as I am sure that he'll be able to help me improve all the more. Thanks,"* - Richard Daniels, St. Louis, MO

"Just wanted to drop a note to say that the session I had with Vic was very beneficial.  It helped me to fine tune my set up analysis.  I also wanted to mention that I'm probably the hardest working person when it comes to finding the easiest way to do something, and with trading currencies, this is absolutely essential to surviving.  I printed too many member ideas at first and got the "paralysis by analysis" syndrome while looking for trading opps. I'm trading for income now, after a year, and whenever I deviate from the nuts and bolts, I lose. I don't like busy charts (except for pivots and maybe MA's) and use macd for divergence and hourly trend. I like fibs, and they usually correspond to trend line break retests (or break level retests) which are usually my entry points.  I'm somewhat conservative so I don't like getting in on the initial breaks unless I have a major confluence happening.  I do like the KTTN for news as it's padded my account here recently (hopefully Friday NFP will be decisive). Keep it simple and don't read too many commentaries on what somebody thinks a currency pair is going to do. It's noise and it will spin you. Just my non-expert opinion. Regards,"*-  Gary Dossantos, Oviedo, FL

"Just wanted to say a really big thank you for the coaching sessions over the past couple of days.  They have started to get me thinking about my trading approach in a very different way. I really enjoyed the sessions and am very grateful for your professional and friendly approach.  Many thanks for the attachments, which I am gradually going through page by page to re-enforce the points you were making. Thank you very much once again. Best regards"* - Brian

"Hello Everyone, Just to let you know we did a session with Vic, and if you have lost more than 200$ in the forex then you should have spent it on Vic. He has added such an edge to my trading system and I have already made back 3 times more money than I paid for the class. He is dedicated, answers all your questions and really cares! Definitely a worthwhile investment. Thank you Vic and Forexmentor for this valuable service."* - Snir B., Montreal, Canada

"I've spent a lot of money over the years accumulating knowledge about the Forex market, but I have to say the 2 hour coaching session I had this morning with Vic Noble was amongst the best investments in time & money I have made so far. Peter's AM Reviews taught me all the basics, and Vic's advice was the icing on the cake. I now feel more confident to go ahead and take trades, knowing the odds are firmly on my side. Thank you Vic, and I highly recommend your coaching session to any Forexmentor member who, like me, still lacks the confidence to "know" or recognise when a trade has an excellent chance of success."* - John Olson, Australia

"Hi Vic, Your method is superb, today I made profit twice on USD/CHF, first time 28 pips and 2nd trade, 18 pips. Thank you very much for your help."* - Benny Neo, Singapore

"Hi Vic, I just wanted to thank you for spending some time with me. Also, thanks for Eric's address. We're in contact now. I am already having astounding success. I took my session with you Tuesday, and have had 6 trades over the last two days. My first two were losses but only because I had the direction wrong. I knew price would retrace and I got out with only 15 pip losses. I have netted 125 pips since our session ( and I only need to make 20 a week, right?). I am amazed that you could turn my trading around. I know where price is headed and which direction to go, where to enter, and where to get out. Best money I've spent on the forex. Thanks,"* - Brian Sater, Providence, Utah

"Hi Vic, I picked up a nice short tonight, 26/9, on the GBP/USD for 41 pips, with initial 27 pip risk. If it wasn’t for you Vic this wouldn’t have been possible. Before I was filled there was an initial retracement to 18997 (good resistance here) before it went backed down. I thought I’d missed out but low and behold I got filled soon after at 19001. There was some GBP news at 04:30 (came out 20 mins or so after I was filled), however I decided if need be to ride it out, considering all the technical indicators seemed to be supporting a downward price move.

Thanks to you I feel a hell of a lot more confident about entering a trade, I’m trying not to get carried away, however the one private session I had with you has just opened up a pandora’s box for me as far as what I need to do to make a go of this business. There’s a long way to go I know, but Vic know this, you have already made a massive difference. I can’t thank you enough… Cheers,"* - Paul S.

"I feel the training I had with Vic Noble was the best I have ever experienced one on one. He paints a realistic picture of the forex market and the true potential one might experience following his trading program he teaches you. The best two hours of your forex experience will be back to back learning that will the best spent money you have spent on any forex training ever. I am extremely happy a friend referred Vic Noble to me."* - Ckent, San Diego, CA

"The coaching session I took with you has been the glue that has pulled all of this together for me!!! The top-down analysis approach is crystal clear to me now and makes so much sense. I can not believe I was trying to trade the markets without this knowledge! I now have a solid approach to trading the markets that allows me to execute objectively (no gut feelings) and consistently! Thanks so much Vic! I would strongly recommend to anyone who is serious about achieving success in their trading to sign up for your coaching - it will make a world of difference!!"* - Lynn Gallagher, Bloomington, MN

"Hello,

I describe heavily, something occurred. I was trying to make positive result one year and half. It didn't go. I was on floor more every day, wills weaken and frightened. I didn't know how to make system from knowledges, that them have from accompanying web aged from forexmentor.com. Of base of trading alone got from forexmentor.com (pivot, MACD, trenline, …), but is not me gone. Respected Vic, you said me in what I trust: MACD on 4 hour chart and one hour chart and some to use Fibonacci system.

Today made on EUR/USD 60 pips, GPB/USD 80 pips, USD/JPY 50 pips. WOW. I lost on AUS/USD 25 pips (long candle). WOW!!! Your system work for me! Again, thank you very much."* - Vladimir Tomazic, Medvode, Slovenia

Hi Vic,

Thank you so much for your mentorship and the example you sent us this week. We've really enjoyed all the info you presented to us and have been trying to apply it to our trading. Since talking with you our success has been slowly improving. We now have 3 wins and 3 losses applying your method.

I think we are really beginning to work out the bugs in our mind, and the most probable set up is really becoming very clear to us. I am very excited about the last trade we just executed last night, Monday May 08 - 06. The overall trend was up on the Pound, and the 15 min and hourly showed signs of a good neutralization pattern. (4 hour had neg. div, but no reversal candles pointed down yet.) I put an order to buy just below 78%, which was also around M2, and matched up with a string of old consolidating candles. Stop went 20 pips below. Limit was at 1.27% which was also exactly M4 (M2/M4 day!)

The entire move that we were in, moved >30 pips more than our entire profit!!! I am so excited and thrilled with the accuracy of your method.

Here are the exact figures we used:
Buy: 1.8595
Stop: 1.8575 - 20:67 good risk:reward
Limit: 1.8662

This is our largest profit to date on one trade. My biggest surprise was when I got up at 4:30 EST to take my little boy to the bathroom, I thought I would see if I could move up my stop to break even, and maybe close half the trade at 30 as you suggest - the limit had already been reached and the run was losing momentum!! I had the best sleep in weeks for the rest of the night. Have a great week and God bless you,

(PS: I am very grateful for the way you explained risk management to us. I had a fairly good understanding of this, but you really cleared things up for me with regards to how many lots to trade each time as well as how to take in account risk:reward. Our demo account is now growing, even though we have had just as many losses as wins, which is just awesome!!) * - Melody and Myron Friesen, Saskatoon, SK

"Hi Vic, This was the first full week of trading since my mentoring session with you....The results: 5 trades taken, 5 successes, total: 194 pips.... I found your mentoring session very helpful and putting it together with 6 months of practicing with Peter Bain's core methods, I feel the light has finally gone on. Best wishes again,"* - David J, London, UK

"Hi Vic, Trades are going well. Have to share this with you. It's a first for me. Trading the same pair twice on the same day. Entered a long position with EUR/JPY during the London session today (Friday) for 31 pips and then entered a long position on the same pair during the NY session for 37 pips. Did it all because of what I'm calling Noble knowledge. Thanks Vic. Have a great weekend. Regards,"* - Chet Obacz, Mississauga, Ontario

"Hey Vic, Just a quick note. A few things we spoke about during today's session really helped me put a handy trade together on the pound. A nice run up in price to 1.7548, than a retracement to 50%, a pivot point and high's all within a few pips of each other. Price than goes forward to 1.27 fib ext yielding almost 50 pips. The things you spoke about were market flows on the higher time frames, looking for either support/resistance where a fib retracement is (combined with a pivot level), and your advise not to be over concerned if a given day is a m1/m3 or m2/m4 day but look at the overall force of the trend. Chances are that you were on the trade also, but point is that the "fine tuning" things you spoke gave me 100% confidents to commit to the trade and to let it roll on up onto it's profit projection. Thanks once more you have really taught me some key points such as money management, patience, quality entry's and most importantly how not to over trade but to become a fussy trader when qualifying a potential trade. The list does go on but this is meant just to be a quick note and not a memo. Just one other point to mention is that since I started with you I have learned to document every trade without any effort, in fact it has become a part of my trading procedure. It's all thanks to you Vic and the forexmentor programme, but I must make a very special mention of you. Thank you once more. April 12, 2006"* - Steve Teunis

"Hi Vic, Thanks for a great session and for all the extra supporting materials. I’m already feeling more confident about my future trading. In fact I placed a trade today that I would never have considered before and came out with 15 pips profit. Not picture perfect but certainly a step in the right direction. I really appreciate the time and effort you put into the session as I got so much from it. Best Regards,"* - Rob

" Mr. Noble, Thanks for the training session. It was worth every penny, plus some. The ball is now in our court. We got to put knowledge gained into profitable action. And that we must achieve. Thank you very much."* - Desmond

"Hello Vic, I guess it has been about a week since I had a session with you. I have been doing a lot better and just downloaded screenhunter to show you a trade that I made today. This trade I made after 1pm est, it was good for 35-45 pips."* - Randy

"Hi Vic, Just wanted to give you a quick update of my 1st week of trading after our session. Couldn't wait to get started so the 1st trade was Sunday April 2; Asian session-shorted the Euro for 45 pips, then Tuesday April 4; London session-long on the GBP for 54 pips and Friday April 7; London session-short on the GBP for 36 pips. Total gain for the week 135 pips. Thanks Vic! Regards,"* - Chet Obacz, Mississauga, Ontario

" Hi Vic, The mentoring session last night really was excellent. It answered so many of my questions without me even having to ask them. I look forward to the coming week practising these strategies in my demo account. Once I'm confident, I'll go back to live trading. I'll send details of results in a week or two. I must say Vic you over-deliver, in the same style as Peter's program. The value for money you provide is quite outstanding. Thanks again."* - David J.

"Hi Vic, Thats 4 trades 4 wins so far, I'm really understanding this. At least I always know which direction the market is going. I want to say thanks again you have taught me how to make money... thank you,"* - Kafeel

" Hi Vic, Thanks also for explaining how you apply trailing stops and exits. Has given me framework to finetune my trading plan. I can see the discipline with it working well towards making sure that once entry is made the trade is managed well and will have positive effects in more ways than one including getting less knocked about emotionally. Thanks again for everything and for your encouragement. Bye for now ! Cheers,"* - Lena Lim, Camberwell South, AU

"Peter and Vic, On Tuesday, May 23rd, I had a coaching session with Vic Noble. I received a great impartation of trading knowledge, which has me excited. This session has given me a new prospective on my trading strategy. It has caused me to see the market in a broader view, which has changed my trading focus. The session revealed many of my trading errors. I now have a better feel for determining price direction, as well as a clearer understanding of how and where to enter and exit the market. I would always arbitrarily use a 30 pip stop, not realizing, this was not the correct method of stop placement. I see more on the charts now, than I ever saw before. I always understood the material, but for some reason, could not bring it all together. This coaching session has given me the tools, to tie it all together. Peter you and the forexmentor family are a blessing to so many individuals. You are changing lives as well as families. I will be forever grateful.

May God continue to bless you and your family."* - Rebecca Ruffin, Bronx, NY

" Hi Vic, I just want to thank you for the wonderful and very informative session that I had with you, everything start clicking and making sense in my mind now, and with all the charts that you send after I have plenty of material to go over and make the fibonacci concept sink in my mind, now I don't have to chase a trade or think that I miss one, I just jump and wait for the pull back, selling rallies or buying dips, very low risk approach, can't ask for more. Thanks

pd: I'll book another session soon."* - Mario A., Hialeah, FL

" Hello Vic, It has been a very good week for us as well. We have been very picky for the trades that we have traded and it's nice for the markets to put out trades again. Our success has been great, since Aug 01/06 we have traded 14 trades and 11 have been wins (patience has paid off). Like you say, it's not how much you trade but how profitable you are. Since we had the coaching session and participated in the coaches corner we have learned so much. I think that the constant reminding and repetition of just one trading strategy has helped to make it become sub-conscience in our minds. We believe this is what made it happen. We are now successful traders who will continue to educate ourselves and reach for greater success. If anyone wants to make things happen with their trading, the path we have taken is a great way to go.

Thank You and Happy Trading,"* - Myron and Melody Friesen, Saskatoon, Saskatchewan

"Hello Vic, I just want to thank you for the last session. Everything is so clear for me now. So clear so I’ve just placed 2 trades, one on EUR/JPY (short, completed a few minutes ago : +30pips) and another one on USD / JPY (short, going well right now : + 12 at this moment, still going) I will prepared some slides and I will send to you. It’s amazing how it works. THANKS AGAIN!! Best Regards,"* - Sebastian Florea, Romania

"Vic, I wanted to Thank You for the session yesterday. Last night I put on a trade in the EUR/USD using the information I learned from you. Needless to say, I was shocked to wake up this morning to find I had earned 50 pips and the trade had closed successfully. I was so amazed that I wasn't really looking for another opportunity right away and missed a trade shortly after for 60 pips using the same technique I learned from you. I have desperately wanted to learn how to trade a sideways market (since we seem to have a lot of that lately) and now I think I can. Hopefully this wasn't beginner's luck. Thanks again"* - Bill Gavlas, Golden Colorado

"Hi There Vic,

Thank you so much for continuing to send us the great examples each week. We look forward to studying them and learn a little something more from each one.

Our trading success is just getting better and better. Since Aug., we are now trading with an 80% success rate which is really thrilling to us. We are careful to pick iron clad trades and sometimes we just end up watching a move that missed our order. Just like you said in your email, we've really learned not to force anything. Learning this discipline is so rewarding!!

Today, Monday, Oct 01 - 2006, we executed a trade just after midnight EST to buy the EUR/USD. This was the first trade we've had now where we could trade 3 lots, so we were extremely excited to see that we took 57 pips profit this morning.

Thanks to your very effective approach and strategy we are now confident and completely in control of our emotions before, during and after our trades. We've started sharing your comprehensive method with other members of our family and this is engraining the methodology even deeper into our minds. It is so rewarding to see others catch on and be successful. (It's also nice to be able to talk to someone about your trade and have them know what you're talking about :-)

Well, thanks again for your support and generous knowledge sharing. We are truly reaping the benefits of all your efforts.

Have an exceptional week filled with happiness and success. GOD BLESS,"* - Myron and Melody Friesen, Saskatoon, Saskatchewan

"Hi Vic, Just a note of thanks for the Coaching Session. I have been studying studying studying and learning to trade the Forex. The courses are superb but I have to say, with all the study done, it can be a very different scenario out there on your own looking to put it into practice. I got interested in the forex as a business from my own research. I did not have anyone telling me about it or assisting me. At the point I was two weeks trading a demo account I knew I needed some help and guidance and couldn't believe it when you set up our Coaching session right there in my office over the internet within a day of contacting you. Your simple precise and effective way of dealing and putting across your methods has boosted me to where I need to be. And your follow up on my first day applying it to assist me in my first post-coaching trade is beyond expectations. I would urge anyone taking on this challenge in Forexworld to get in touch with you and either get started or get corrected with your personal and personable tailor-made coaching session and guidance. You obviously care about helping people make it in this industry and I have no doubt your kind assistance will get me there far quicker than anything else I could do. Look forward to our next meeting and really glad your there. Regards," * Aidan Carlson, UK

"I have been using your setups on the usd/jpy and they are really working. The fibo numbers are really working and I just wait (patience) until I see the retracements "peak" and come down some before getting in along with other factors. I don't know of many traders that I talk to that like the usd.jpy, but I feel comfortable with it and thats what counts. I look forward to your weekly "setups" and continue with my knowledge. I have finally found a trading career that I truly enjoy. When I traded futures (cattle, wheat, etc) it was very difficult with the gap openings, etc. I think I will leave that to the commercial traders. I have also found out that I can settle for 10 to 20 pips and be happy at this point. Just trade a few more lots and what is the difference. Thanks again." * Ron Durham, Spokane, WA

"Thanks for your quick reply in clarifying the concept of market flow and also for reminding me of the importance of top down approach and the need for confluence of events before deciding on a trade. I am blown away to realise from what I have learnt from Peter and yourself I now have the tools to put together a really sound trading system including a mechanical way of entering and exiting a trade. Thanks so much for everything and I look forward to applying what I have learnt from you. " * Lena Lim, Wheelers Hill, Australia

"I took my first trade yesterday USD/JPY, it was a live trade and for 21 pips I pulled out at the first fib extension. I can't believe it because I had full confidence I knew exactly what was going on, I have just repeatidly been going over the charts you sent me. Thanks for the coaching I can't thank you enough because finally I know how to trade...Once again thanks a lot and I will book another session soon to help further my trading. Once again I am very gratefull for what you taught me." * KH

Testimonial is not indicative of future performance or success in addition to the fact that they are unsolicited.

* Unique experiences and past performances do not guarantee future results! Testimonials herein are unsolicited and are non-representative of all clients; certain accounts may have worse performance than that indicated. Trading spot currencies involves substantial risk and there is always the potential for loss. Your trading results may vary. Because the risk factor is high in the foreign exchange market trading, only genuine "risk" funds should be used in such trading.  If you do not have the extra capital that you can afford to lose, you should not trade in the foreign exchange market.  No "safe" trading system has ever been devised, and no one can guarantee profits or freedom from loss.

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